Chase Sapphire Preferred Vs American Express Gold
Chase Sapphire Preferred Vs American Express GoldEarn 60,000 points after you spend $4,000 on purchases in the first 3 months. The Sapphire Preferred features a lower annual fee, better travel and purchase protection benefits, and easier-to-use points with a higher cashout value. If you care about travel: The Chase Sapphire Preferred Card has a higher redemption value when booking travel than the American Express Gold Card has. The Chase Sapphire Preferred card comes with a $95 annual fee. The Chase Sapphire Preferred® Card has a relatively modest annual fee of $95. American Express® Gold Card: Best for dining. The annual fee is $250 and there are no foreign transaction fees (See Rates & Fees). The Chase Sapphire Reserve currently offers new applicants 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. Membership Rewards on the American Express®. American Express Gold Card vs. Customize Reject All Accept All Customize Consent Preferences. Plus, the card offers a whopping. Explore your Sapphire benefits below. The Chase Sapphire Reserve offers 5 points per dollar on flights and 10 points per dollar on hotels and car rentals when purchasing travel through Chase Ultimate Rewards® immediately after. The Chase Sapphire Preferred Card offers 60,000 extra points after spending $4,000 in the first three months, while the American Express® Gold Card offers 60,000 bonus points after spending $4,000 in the first six months. Meanwhile, the Sapphire Preferred comes with a more. or call collect at 1-804-673-1691 while outside of the US to file claims. First, the card has a $50 annual hotel credit for stays purchased through Ultimate. Chase Sapphire Preferred® Card. The Chase Sapphire Preferred has a $95 annual fee. Exclusive culinary events, travel perks for your adventures near and far, and so much more. American Express® Gold Card. The Amex Gold is better. 25 cents each with a Sapphire Preferred account through Chase Travel and transferred to slightly easier-to-use partner programs like. With an unbeatable return on everyday spending categories plus its own bonus of up to 75,000 points via CardMatch , no travel credit card is better for earning points toward future. Compared with the American Express® Gold Card, the Chase Sapphire Preferred® Card has a lower annual fee — you'll pay a $95 annual fee with the Chase Sapphire Preferred® Card, and a $250 annual fee with the American Express® Gold Card. Benefits: The Chase Sapphire Preferred Card comes loaded with travel perks, including an annual $50 hotel credit (to be used through the Chase travel portal ), primary car rental insurance, trip delay insurance, trip cancellation and interruption insurance and baggage delay insurance. The Chase Sapphire Preferred earns 5 points per dollar on airfare booked through the Chase Travel Portal and 2 points per dollar when booked through an online travel agency or directly with the airline. You’ll enjoy complimentary National Emerald Club Executive membership as the Chase Sapphire Reserve is a Visa. On Chase's website The Chase Sapphire Reserve®'s $550 annual fee is higher than the American Express® Gold Card's $250 annual fee, but that doesn't mean one is necessarily more costly. While the Chase Sapphire preferred lets cardholders earn 60,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same. Compared with the American Express® Gold Card, the Chase Sapphire Preferred® Card has a lower annual fee — you’ll pay a $95 annual fee with the Chase Sapphire Preferred® Card, and a $250 annual fee with the American Express® Gold Card. cards like the Chase Sapphire Preferred® Card—which has an. Chase Sapphire Preferred®. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Chase Sapphire Preferred Card: Which Is Better? These popular cards both focus on travel and dining, but one offers more widespread reward opportunities. Also, remember that the Amex Gold card has a $250 annual fee, while the. While the Chase Sapphire Preferred does not offer free Global Entry, there are other travel cards to consider — even with a similar $95 annual fee. Best credit cards for each category purchase in 2023. But if you aren’t spending enough to cover the higher cost of the Amex Gold, you may want to go with the Chase Sapphire Preferred. com We value your privacy We use cookies to enhance your browsing experience, serve personalized ads or content, and analyze our traffic. 20 hours ago · The Sapphire Preferred allows you to redeem points for cash back at 1 cent each, book travel through Chase’s portal for 25% more value per point or transfer your points at a 1:1 rate to more. Being able to earn more than double the value on dining and grocery spending is a game-changer, and the Amex Gold card offers many other benefits. Here's a preview of some of the cards that. As the little sibling to the Chase Sapphire Reserve®*, the Chase Sapphire Preferred comes with a much lower annual fee of $95. While both the Chase Sapphire Preferred card and Amex Gold card offer this coverage, the specific benefit that comes with each card is quite different. Best credit cards for each category purchase in 2023. Chase Ultimate Rewards® points on the Chase Sapphire Preferred® Card are worth 1. Limited travel benefits: While it does offer baggage insurance and car rental coverage, the Amex Gold has relatively few benefits for travelers. Chase Ultimate Rewards® points on the Chase Sapphire Preferred® Card are worth 1. Earn more Earn more Chase Sapphire rewards and get bonus points on everyday travel and dining, plus earn on everyday purchases. Chase Sapphire Reserve® Another premium card, the offers a solid set of benefits and credits, but caters to an entirely different type of customer. Both cards do require that you reserve and pay for your rental car with your card and decline the rental agency’s collision damage waiver coverage (CDW or LDW) to be covered. The Amex Gold and Chase Sapphire Preferred cards have big welcome offers, great earning categories, and travel benefits. Why you might want the Chase Sapphire Preferred® Card More rewards for everyday spending While the Delta SkyMiles® Gold American Express Card offers 2 points per $1 spent at restaurants. The Amex Gold Card has a $250 annual fee, but it can be well worth it if you make the most of the card's earning categories and benefits. Both of these cards offer generous sign-up bonuses, with each card providing 60,000 bonus points after you spend $4,000 on purchases in your first three months and six months respectively from account opening. If you earn the introductory bonus and redeem the points through Chase Ultimate Rewards, you’ll have received $750 in value from the card compared to the $95 annual fee. The Amex Gold Card has a $250 annual fee, but it can be well worth it if you make the most of the card's earning categories and benefits. The Amex Gold earns 60,000 Membership Rewards® points after spending $4,000 on purchases in the first 6 months of card membership and the Sapphire. Dining is 4x on Gold but 3. The Sapphire Preferred, on the other hand, is touted simply as a travel credit card. The Chase Sapphire Preferred® Card’s annual fee of $95 is much lower than the hefty $250 per year that the American Express® Gold Card charges. Chase Sapphire Preferred® Card vs. The annual fees reflect this difference: The Gold Card costs $250 annually ( see rates and fees) while the Sapphire Preferred has a $95 annual fee. Plus, the Preferred® has a $50 annual hotel credit and other perks that help lower the net cost. While both the Chase Sapphire Preferred card and Amex Gold card offer this coverage, the specific benefit that comes with each card is quite different. Chase Sapphire Preferred Card vs. The American Express® Gold Card’s annual fee is slightly higher at $250 ( see rates and fees ), which still isn’t bad when you. Both the Amex Gold and Sapphire Preferred are excellent mid-tier rewards cards. 1 day ago · Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine Capital One Venture X Card Review 2023 Amex Gold vs Chase Sapphire Preferred: Why We Choose Preferred for. With the Platinum Card, you’ll have a long list of perks, including: Up to $200 annual hotel credit. American Express® Gold Card vs. The Chase Sapphire Reserve currently offers new applicants 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months. 3x on CSP (including international takeout/delivery which AMEX doesn’t do) I say 3. Even if you dine out often, the Chase. With the Venture X matching its benefits in almost every way with a lower annual fee, it may. Benefits: The Chase Sapphire Preferred Card comes loaded with travel perks, including an annual $50 hotel credit (to be used through the Chase travel portal ), primary car rental insurance, trip delay insurance, trip cancellation and interruption insurance and baggage delay insurance. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. The Chase Sapphire Preferred has a $95 annual fee. 60,000 Membership Rewards points after you spend $4,000 in the first six months. American Express Gold Card has an annual fee of $250. American Express® Gold Card. ( See Rates & Fees) The Chase Sapphire Preferred Card has a $95 annual fee. Delta SkyMiles® Gold American Express Card: Earn 40,000 bonus miles after spending $2,000 in purchases in the first 6 months. Click here to apply for the Chase Sapphire Preferred® Card. Both the Amex Gold and Sapphire Preferred are excellent mid-tier rewards cards. Blue Cash Preferred® Card from American Express: Best for groceries. com We value your privacy We use cookies to enhance your browsing. The Chase Sapphire Preferred annual fee is more budget-friendly and easier to offset if you cannot use the additional benefits the Amex Gold provides. This popular card features a sizable welcome bonus, a. Here’s another stand-alone benefit that may justify the Chase Sapphire Preferred’s $95 annual fee for many travelers: when you pay for a rental car with the card, you can waive the in-house rental agency’s. You can earn 80,000 points after spending $4,000 within the first three months of opening your Chase Sapphire Preferred card, while the American Express Gold Card is offering 60,000. With the Chase Sapphire Preferred® Card, you can't use your rewards to book flights directly with Delta. Bottom Line: Both the Chase Sapphire Preferred card and Amex Gold card are packed with earning potential, flexible redemption options, statement credits, and travel/shopping benefits and protections. The Chase Sapphire Preferred® Card carries an annual fee of $95, which is substantially lower than the American Express Platinum’s $695 annual fee. The Chase Sapphire Preferred annual fee is more budget-friendly and easier to offset if you cannot use the additional benefits the Amex Gold provides. It’s also ideal if your spending is on the lower end and you won’t quite reach the $6,000 threshold needed to maximize. Both the Amex Gold and Sapphire Preferred are excellent mid-tier rewards cards. Benefits: The Chase Sapphire Preferred Card comes loaded with travel perks, including an annual $50 hotel credit (to be used through the Chase travel portal ), primary car rental insurance, trip delay insurance, trip cancellation and interruption insurance and baggage delay insurance. cards like the Chase. American Express Gold Card has an annual fee of $250. The verdict: If you’re saving for a short-term goal or need immediate access to your money, a savings account is a better choice. While the Chase Sapphire Preferred has a reasonable $95 annual fee, the Amex Gold annual fee is $250. The Chase Sapphire Reserve currently offers new applicants 60,000 Ultimate Rewards points after spending $4,000 on purchases in the first three months from account opening. The Chase Sapphire Preferred® Card’s bonus rewards categories are much broader than the bonus categories found on the American Express® Gold Card. Cardholders can benefit from a competitive rewards program as well as a. They are similar in other ways, charging $10 or. The Chase Sapphire Preferred Card and the American Express® Gold Card are two popular travel reward credit cards with similar benefits. The Chase Sapphire Preferred annual fee is more budget-friendly and easier to offset if you cannot use the additional benefits the Amex Gold provides. Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine Capital One Venture X Card Review 2023 Amex Gold vs Chase Sapphire Preferred: Why We Choose Preferred for. Of course, the Amex Gold comes with higher earning rates alongside additional perks to help offset the annual fee. Welcome Bonus Both signup bonuses are competitive and most valuable for award travel. For example, the Blue Cash Preferred® Card from American Express earns 3% back on transit, including taxis and rideshare, parking, tolls, trains, buses and more. On Chase's website The Chase Sapphire Reserve®'s $550 annual fee is higher than the American Express® Gold Card's $250 annual fee, but that doesn't mean one is necessarily more costly. Cardholders earn 6% cash back on groceries (capped at $6,000 per year), 6% on streaming. Click here to apply for the Chase Sapphire Preferred® Card. Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine Capital One Venture X Card Review 2023 Amex Gold vs Chase Sapphire Preferred: Why We Choose Preferred for. Before diving into each card’s attributes, let’s start with a high-level overview comparison of the Chase Sapphire Preferred card and the Amex Gold card. The Amex Gold earns 60,000 Membership Rewards® points after spending $4,000 on purchases in the first 6 months of card membership and the Sapphire Reserve earns 60,000 bonus points after. 21 hours ago · The Sapphire Preferred allows you to redeem points for cash back at 1 cent each, book travel through Chase’s portal for 25% more value per point or transfer your points at a 1:1 rate to more. American Express Gold Card - AllCards. When you redeem them on the Chase travel portal, they’re worth 1. However, if you’re saving for a long-term goal, such as. The Chase Sapphire Reserve is a full percentage point higher than the Amex Platinum, but Amex skips the balance transfer fee that Chase will charge you, either $5 or 5% of your transaction,. 5/5 Apply now at Chase's secure site Rewards Rates 5x 5x on travel purchased through Chase Ultimate Rewards® 3x 3x on dining. Cardholders pay no foreign transaction fee but a balance transfer. Chase Sapphire Preferred® Card: Best card if you're not loyal to one airline Aeroplan® Credit Card: Best new airline card Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: Best. 10 hours ago · is the better choice if you prefer a cash-back reward without an annual fee. American Express® Gold Card: Best for dining. The Chase Sapphire Preferred offers plenty of value for travelers despite the lack of lounge access. For Chase Sapphire Preferred cardholders, the covered loss of life benefit amount in the case of a common carrier travel accident (like a flight, cruise, or train. Bottom Line: The Amex Gold card is the more rewarding option when compared to the Chase Sapphire Preferred. The American Express® Gold Card is a high-value rewards card for consumers who enjoy spending more on dining and travel. American Express Gold Card - AllCards. Your points earned with the Chase Sapphire Preferred® Card are worth 25% more when you redeem them for travel purchases through the Chase Ultimate Rewards portal. Chase Sapphire Preferred® Card Compare this card TPG Editor's Rating 4. Unless you spend vastly more than $25,000 annually at U. You tend to book flights and hotels through online travel agencies. The American Express Gold card combines valuable rewards with added benefits, including baggage insurance and car rental coverage. Meanwhile, the Sapphire Preferred. While both offer a safe place to store. Limited travel benefits: While it does offer baggage insurance and car rental coverage, the Amex Gold has relatively few benefits for travelers. The Chase Sapphire Preferred® Card, the American Express® Gold Card, and The Platinum Card® from American Express all have huge welcome offers right now. If considering a card with an annual fee,. The Chase Sapphire Preferred Card currently offers a limited-time welcome bonus of 60,000 Chase Ultimate Rewards points after spending $4,000 in the first three. The Chase Sapphire Preferred® Card’s annual fee of $95 is much lower than the hefty $250 per year that the American Express® Gold Card charges. Why you might want the Chase Sapphire Preferred® Card More rewards for everyday spending While the Delta SkyMiles® Gold American Express Card offers 2 points per $1 spent at restaurants. Intro Offer 80,000 points 60,000 points Annual Fee $95 Recommended Credit 670-850 Excellent/Good. The Chase Sapphire Preferred® Card also wins in the ongoing rewards category for two reasons. Blue Cash Preferred® Card from American Express: Best for groceries. Though the Chase Sapphire Preferred is a bit lighter than its heavy metal counterpart, it’s a more affordable metal card option and ranked as Select’s best travel credit card with an annual. The Chase Sapphire Preferred ® Card charges a lower annual fee at $95 per year. However, don’t let the annual fee keep you from considering the Amex Blue Cash Preferred card, as just $1,584 spent at U. Chase Sapphire Preferred Card American Express Gold Card; Welcome bonus: 60,000 bonus points after you spend $4,000. By clicking "Accept All", you consent to our use of cookies. The Chase Sapphire Preferred has a $95 annual fee. The annual fees reflect this difference: The Gold Card costs $250 annually ( see rates and fees) while the Sapphire Preferred has a $95 annual fee. Still, American Express has gained ground in the last few years with the American Express® Gold Card, Amex’s main competitor to the Chase Sapphire Preferred Card. The Delta SkyMiles® Platinum American Express Card charges a bit more at $250. Compared with the American Express® Gold Card, the Chase Sapphire Preferred® Card has a lower annual fee — you’ll pay a $95 annual fee with the Chase Sapphire Preferred® Card, and a $250 annual fee with the American Express® Gold Card. Read more: Chase Sapphire Preferred® Card review. The Chase Sapphire Reserve is a full percentage point higher than the Amex Platinum, but Amex skips the balance transfer fee that Chase will charge you, either $5 or 5% of your transaction,. Checking accounts and savings accounts are two of the most common types of bank accounts. With the Platinum Card, you’ll have a long list of perks, including: Up to $200 annual hotel credit. In general, your Sapphire Preferred points are worth more than American Express Membership Rewards. In terms of earning potential, also takes the top spot. Compared with the American Express® Gold Card, the Chase Sapphire Preferred® Card has a lower annual fee — you’ll pay a $95 annual fee with the Chase Sapphire Preferred® Card, and a $250. Meanwhile, the Amex Gold Card offers 60,000 Membership Rewards® points after you spend $4,000 on eligible purchases within the first six months of card membership. The Chase Sapphire Preferred provides the higher welcome offer: You earn 80,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending. The Chase Sapphire Preferred offers plenty of value for travelers despite the lack of lounge access. Chase Sapphire Preferred Card vs. Simply take the cash cost of the redemption (such as a flight or hotel stay) and divide it by how many points/miles are needed. Chase Ultimate Rewards® can be redeemed for up to 1. Up to $200 annual airline fee credit. The Delta SkyMiles® Platinum American Express Card charges a bit more at $250. The most obvious difference is the annual fee. Both cards do require that you reserve and pay for your. Unless you spend vastly more than $25,000 annually at U. Meet Chase Sapphire, the card that makes every purchase rewarding for you. Chase Sapphire Preferred Card American Express Gold Card; Welcome bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. 20 hours ago · The DoorDash Rewards Mastercard vs. Neither card has a foreign transaction fee. The Chase Sapphire Preferred card comes with a $95 annual fee. On the surface, the Amex Gold card offers more benefits, but some are harder to use. The Chase Sapphire Preferred costs $95 per year to carry while the Amex Gold Card's annual fee is a significantly higher $250 (see rates and fees). American Express Gold Card vs. Despite its $95 annual fee, the Chase Sapphire Preferred Card is a good pick for. The decision between the two cards depends on your situation. Blue Cash Preferred® Card from American Express Partner Offer Apply Now On American Express's Website Rates & Fees / Terms Apply Welcome Bonus Earn $250 Annual Fee $0 intro annual fee for. The Chase Sapphire Preferred ® Card is one of the best travel cards due to its generous sign-up bonus complemented by good earning rates on travel and dining and points that can be flexibly. The American Express Gold Card and Chase Sapphire Preferred are both relatively affordable rewards credit cards that emphasize travel and dining rewards. Chase Sapphire Preferred® Card vs. Welcome Bonuses The Value of a Welcome Bonus Welcome bonuses vary greatly but are a key consideration when selecting a travel rewards card. The Chase Sapphire Preferred has superior travel insurance benefits. While both the Chase Sapphire Preferred card and Amex Gold card offer this coverage, the specific benefit that comes with each card is quite different. Chase Sapphire Preferred: Fees Both Amex Gold and Chase Sapphire Preferred start with a competitive APR of 20. Chase Sapphire Preferred® Card vs. The Chase Sapphire Preferred carries an annual fee of $95 and contains a more robust set of travel protections than either the Blue Cash Preferred or American Express Gold Card. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. 2x 2x on all other travel purchases, plus more. The Chase Sapphire Preferred Card offers 60,000 extra points after spending $4,000 in the first three months, while the American Express® Gold Card offers 60,000. Chase Sapphire Reserve. 1 day ago · Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine Capital One Venture X Card Review 2023 Amex Gold vs Chase Sapphire Preferred: Why We. Chase Sapphire Preferred® Card Apply Now On Chase Bank USA, NA's Website Welcome Bonus 80,000 bonus points Annual Fee $95 Credit Score Excellent, Good Regular APR 20. The Chase Sapphire Preferred® Card's annual fee of $95 is much lower than the hefty $250 per year that the American Express® Gold Card charges. By contrast, cards like the Chase Sapphire. This is because they are worth 1 cent each for non-travel rewards. You earn 5x points on Chase Ultimate Rewards travel, 3x points on dining and 2x points on all other travel purchases. Cardholders pay no foreign transaction. The Chase Sapphire Preferred® Card’s annual fee of $95 is much lower than the hefty $250 per year that the American Express® Gold Card charges. Here's how to decide between them. Meet Chase Sapphire, the card that makes every purchase rewarding for you. The annual fees reflect this difference: The Gold Card costs $250 annually ( see rates and fees) while the. The Sapphire Preferred features a lower annual fee, better travel and purchase protection benefits, and easier-to-use points with a higher cashout value. Welcome offer: Earn 60,000 bonus points after you spend $4,000 on purchases in the first six months. 3x which isn’t a huge difference from the 4x of the Gold. Meanwhile, the Sapphire. In general, your Sapphire Preferred points are worth more than American Express Membership Rewards. 25 cents each when redeemed through Chase's travel portal. Welcome offer: Earn 80,000 bonus points after you spend $4,000 on purchases in the first three months. Up until now, the Chase Sapphire Reserve® has provided the best competition for the Amex Platinum. The Chase Sapphire Preferred Card’s annual fee of $95 is cheaper than the Amex Gold’s $250, while still offering you solid rewards-earning potential and plenty of redemption options. Chase offers one of the most versatile travel rewards credit cards on the market today with the Chase Sapphire Preferred® Card. The Delta SkyMiles Gold American Express Card has a $0 introductory annual fee for the first year, then $99. Plus, its numerous travel insurances will give you peace-of-mind in case you experience any delays or are forced to cancel your trip altogether. For example, the Blue Cash Preferred® Card from American Express earns 3% back on transit, including taxis and rideshare, parking, tolls, trains, buses and more. The American Express® Gold Card’s annual fee is slightly higher at $250 ( see rates and fees ), which. Category Winner: Chase Sapphire Reserve. Dining is 4x on Gold but 3. Chase Sapphire Preferred: Fees Both Amex Gold and Chase Sapphire Preferred start with a competitive APR of 20. The Chase Sapphire Preferred® Card and American Express® Gold Card are two of the best rewards credit cards available. The Delta SkyMiles Gold American Express Card has a $0 introductory annual fee for the first year, then $99. 3x instead of 3x because at the end of the year Chase gives back 10% of all points earned the last year making it effectively 3. On Chase's website The Chase Sapphire Reserve®'s $550 annual fee is higher than the American Express® Gold Card's $250 annual fee, but that doesn't mean one is necessarily more costly. Both cards have no foreign transaction fees, and while Amex does not allow balance transfers, Chase applies a 3% fee to balance transfers. Delta SkyMiles® Gold American Express Card: Earn 40,000 bonus miles after spending $2,000 in purchases in the first 6 months. The American Express Gold card combines valuable rewards with added benefits, including baggage insurance and car rental coverage. Chase Ultimate Rewards® points on the Chase Sapphire Preferred® Card are worth 1. The Delta SkyMiles Gold American Express Card has a $0 introductory annual fee for the first year, then $99. While the Chase Sapphire preferred lets cardholders earn 60,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same. The Amex Gold Card has a $250 annual fee, but it can be well worth it if you make the most of the card's earning categories and benefits. You'd have to spend at least $3,800 on the card to make up for that fee in rewards — but for those who spend. Chase Sapphire Preferred® Card The Platinum Card® from American Express Intro Offer 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening Rewards. Chase Sapphire Preferred Card American Express Gold Card; Welcome bonus: 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Chase Freedom Unlimited vs Sapphire Preferred: Pick or Combine Capital One Venture X Card Review 2023 Amex Gold vs Chase Sapphire Preferred: Why We Choose Preferred for. Welcome Offer Earn 60,000 Membership Rewards ® Points after you spend $4,000 on eligible purchases with your new Card within the first 6 months of Card Membership. When to Apply for the Chase Sapphire Preferred. The Amex Blue Cash Preferred card charges an annual fee of $95 ( rates and fees) while the Freedom Unlimited card does not have an annual fee. The American Express Gold card combines valuable rewards with added benefits, including baggage insurance and car rental coverage. American Express Gold Card has an annual fee of $250. grocery stores will earn enough value to offset the annual fee. However, the rewards from this card can easily outweigh the yearly cost. The Gold Card can provide more peace of mind for retail purchases. ( See Rates & Fees) The Chase Sapphire Preferred Card has a $95 annual fee. Chase Sapphire Preferred® Card Compare this card TPG Editor's Rating 4. American Express Platinum card: Fees Chase Sapphire Reserve has a $550 annual fee, while Amex Platinum costs $695 per year. Neither charges a foreign transaction fee or a fee for an emergency replacement card while traveling abroad. American Express® Gold Card vs. Chase Sapphire Reserve vs. supermarkets, the American Express® Gold Card helps you earn more points than the Sapphire Preferred. Chase Sapphire Preferred® Card: Best card if you're not loyal to one airline Aeroplan® Credit Card: Best new airline card Citi® / AAdvantage® Platinum Select® World Elite Mastercard®: Best. Why you might want the Chase Sapphire Preferred® Card More rewards for everyday spending While the Delta SkyMiles® Gold American Express Card offers 2 points per $1 spent at restaurants. Chase Sapphire Preferred Card: Which Is Better? These popular cards both focus on travel and dining, but one offers more. Before diving into each card’s attributes, let’s start with a high-level overview comparison of the Chase Sapphire Preferred card and the Amex Gold card. Earn 60,000 points when you spend $4,000 on purchases in the first 6 months. The American Express® Gold Card is a high-value rewards card for consumers who enjoy spending more on dining and travel. Save: This credit card has one of the longest intro 0%. The Chase Sapphire Preferred® Card incurs a $95 annual fee, while the Amex Gold has a $250 annual fee. Chase Sapphire Reserve. 25 cents each when redeemed through Chase's travel portal. is the better choice if you prefer a cash-back reward without an annual fee. In fact, these benefits are better than most premium travel credit cards with hefty annual fees. Limited travel benefits: While it does offer baggage insurance and car rental coverage, the Amex Gold has relatively few benefits for travelers. For example, if a flight were to cost $500 or 25,000 points, you. But you can do so if you go through Chase's online travel portal first. The Chase Sapphire Preferred carries an annual fee of $95 and contains a more robust set of travel protections than either the Blue Cash Preferred or American Express Gold Card. This is also why it is one of the best credit cards for travel miles. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. Up to $300 annual Equinox credit. the Chase Sapphire Preferred® Card. For example, the Blue Cash Preferred® Card from American Express earns 3% back on transit, including taxis and rideshare, parking, tolls, trains, buses and more. Delta SkyMiles® Gold American Express Card: Earn 40,000 bonus miles after spending $2,000 in purchases in the first 6 months. The Chase Sapphire Preferred only charges $95 per year. American Express Gold Card vs. The Chase Sapphire Reserve offers special privileges with National, Avis and Silvercar. Amex Gold vs. By contrast, cards like the Chase Sapphire. American Express® Gold Card If you spend a lot of money on food — whether it be at grocery stores or restaurants — consider the American Express®. Though the Chase Sapphire Preferred is a bit lighter than its heavy metal counterpart, it’s a more affordable metal card option and ranked as Select’s best travel credit card with an annual. However, you also have to think about whether you'll use the $100 in annual airline incidental fee statement credits, the $10 monthly Uber Cash, and the $10 per month toward dining which you can. Before diving into each card’s attributes, let’s start with a high-level overview comparison of the Chase Sapphire Preferred card and the Amex Gold card.